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The EdgCapture e-Commerce Option (ECCO)
provides remote interactive payment processing from a merchant’s
web or application server over a secure TCP/IP connection.
ECCO consists of an additional software
module on the EdgCapture server that communicates via an XML-based
messaging interface with ECCO client applications developed by the
merchant using the ECCO API. EdgCapture is capable of handling multiple
simultaneous ECCO client connections.
Transactions submitted by an ECCO application
are consolidated in the EdgCapture system with transactions from
other sources for research and reporting purposes. With EdgCapture’s
administrative tools, users can research transaction information
to track account activity, refute chargebacks, and respond to customer
inquiries. If necessary, credits and additional charges can be issued
from the Transaction Manager by users with access to transactions
originating from ECCO. ECCO-based transactions can easily be added
to existing reports, including specially designed reports used to
update financial systems.
ECCO API
The ECCO API provides an interface to the EdgCapture payment server.
Methods are supplied for establishing a secure connection to the
EdgCapture machine, for submitting transactions for processing and
receiving the results, and for checking transaction information.
An application using the API can also pass all standard transaction
data, including Address Verification information.
The ECCO API is Java-based and requires
a Java Virtual Machine on the web or application server. C++ and
Perl wrappers are also available.
Security
EdgCapture protects sensitive transaction data at each point during
processing. Depending upon the web and EdgCapture server configuration,
the ECCO application's connection to the EdgCapture payment server
can be secured using SSL with certificates for both client and server
signed by Edgil.
Each client connection, whether initiated by an
application or a human user, requires a logon and password. EdgCapture
verifies that the user at the client machine is allowed to access
the server and perform the current action when it receives the logon
and password.
All account numbers are encrypted in the EdgCapture
database. Plain text account numbers are available only to authorized
users.
Flexibility
ECCO’s flexibility allows a site to choose how to respond to
situations, such as declined transactions, call center responses,
or unavailable payment networks, that occur during payment processing.
ECCO also allows an application to retrieve transaction information
from the EdgCapture database.
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